Tag Archive for: 15 Hours Free Childcare

Free Childcare Through Universal Credit (Rough Guide)

Free Childcare Through Universal Credit (Rough Guide)

In today’s post, the third in our series of guides about Government childcare funding schemes, we look at free childcare funding available through Universal Credit. This is particularly timely because the scheme becomes significantly more generous from the 28th of June 2023, so eligible families will start benefitting just as today’s guide goes live. The changes come into effect following commitments made by the Chancellor of the Exchequer in his Spring Budget back in March. They make childcare funding through Universal Credit more generous and easier to fund. We will explain what we mean by that, as well as outline the facts, figures and eligibility requirements for the scheme, in our guide to Free Childcare Through Universal Credit below.

How Much Free Childcare Can You Get Through Universal Credit?

If you are eligible for free childcare through Universal Credit, here’s what you can claim from 28th June 2023:

  • The maximum families can claim through Universal Credit Childcare Support is 85% of eligible childcare costs, up to the maximums outlined below.
  • You can get up to £951 in free childcare each month for one child.
  • You can receive up to £1,630 in free childcare each month for two or more children.
  • That’s an increase of almost 50% from the previous maximums before late June 2023.
  • The maximums outlined above will increase in line with the Consumer Price Index (CPI) annually until 2027/28 according to the Department of Work & Pensions (DWP).
  • You may also be able to claim for childcare costs during your child’s nursery settling-in period or for childcare while you travel to work if they’re deemed by DWP to be ‘reasonable’ in helping you to get back into work.
  • Another major improvement is that the funding through this scheme may be partly pre-funded by the Government in some circumstances, rather than families having to find the significant sums, and then claim them back retrospectively. We’ll explain more about that later in this guide.

N.B. If you already have some of your childcare fees paid by your employer through childcare vouchers, you can only claim the balance of childcare fees that you are responsible for funding — not the part already covered by the vouchers. Similarly, if you already have some of your childcare fees covered through free childcare hours for 2-year-olds or free childcare hours for 3- and 4-year-olds, you can only claim for any additional hours, if eligible, that you would otherwise have to pay.

Why is the Government Helping in This Way?

“These changes will help thousands of parents progress their career without compromising the quality of the care that their children receive.” — Mel Stride, Secretary of State for Work & Pensions.

The free childcare funding through Universal Credit is aimed at helping low-income families and those wishing to either return to work or significantly extend existing working hours. This will help children, parents/caregivers — especially women — and will also boost the economy as more people move back into work. The Government is also aware that there are huge benefits associated with a good early years education, particularly when it’s started young. Those benefits extend to a huge range of things including the children’s life outcomes, improved careers, increased earning potential and multiple benefits to society in general. Follow the bold link for more details.

“By helping more parents to re-enter and progress in work, we will be able to cut inactivity and help grow the economy.” — Mel Stride, Secretary of State for Work & Pensions.

Are You Eligible for Free Childcare through Universal Credit?

As mentioned above, the changes to childcare support through Universal Credit are designed specifically to help low-income families, those wishing to return to work, or people wishing to extend existing hours. With that in mind, the eligibility requirements for childcare funding through Universal Credit are as follows:

  • Firstly families must, of course, be claiming Universal Credit in order to access the childcare element of it. You can learn more about who is eligible for Universal Credit here. Generally speaking, though, Universal Credit is mostly intended for UK people aged over 18 but below State Pension age who are on low incomes, need help with living costs, and have savings/investments of no more than £16k. Your partner’s circumstances, if you live with them, may affect your eligibility for Universal Credit. There are other exceptions and caveats, too, so follow the bold link above for more information about eligibility for Universal Credit itself.
  • With regard to support for childcare funding available through Universal Credit, you and your partner, if you have one, need to be working in a paid job — or have received and accepted a job offer for paid work starting within the next month. That’s with the exception of those unable to work through disability, bad health, or temporary absence from the household e.g. through hospitalisation or going into residential care. Your child may also still be eligible if your partner has to care for a severely disabled person for whom they are eligible to receive Carer’s Allowance.
  • You must live in the UK and the child(ren) for whom you are claiming childcare costs needs to be dependent upon you.
  • You usually need to be over 18, although there are some circumstances where those aged 16 or 17 may be able to claim.
  • You can claim against childcare costs for dependent child(ren) until the August following their 16th birthday.
  • The childcare provider may be a nursery, preschool, childminder, nanny, or even a breakfast, after-school or holiday club — so long as they’re properly registered in the UK. Generally, that means that they need to be registered with Ofsted if the childcare is in England, or their equivalent if it’s in Scotland or Wales. You’ll need to provide their registration number when applying for the childcare funding.
  • If your circumstances change, it could affect your eligibility — potentially for both Universal Credit itself and the Childcare Support element of it. So, confirm straight away if, for example, you, or your partner if you have one, earn more than originally stated, lose your job, or stop work for some other reason.

Can You Get Childcare Costs Paid Upfront?

There are some circumstances where you can get childcare costs paid upfront through the scheme.Usually, you will need to pay for childcare costs first and then reclaim them through your Universal Credit childcare support account. However, there are some circumstances where you may be able to get some of your childcare costs paid upfront through the scheme. This recent change is designed to help families essentially with cash flow so that a major barrier to working is removed. That, in turn, will also help the economy.

Funding for childcare upfront may be possible in the following circumstances:

  • When parents are starting new paid work.
  • In the month preceding the start of the new job.
  • In the month after the end of employment, to help continue childcare when switching between jobs.
  • When parents are significantly increasing their working hours, for example when moving from part-time to full-time employment.

If any of the above scenarios apply, families can speak to their work coach (available through their Universal Credit account) about something called a Flexible Support Fund. If not eligible for that, another potential option is a Budgeting Advance although the latter needs to be repaid.

N.B. Be mindful of keeping the Department for Work and Pensions (‘DWP’) informed in a timely manner in all cases, otherwise you could miss out.

How to Apply for Universal Credit Childcare Support

To apply for Universal Credit payments, create a Universal Credit account here or sign into your account here if you already have one. If you live with a partner, they will also need to have an account and the two must be linked together before you will be able to claim.

N.B. Before applying for the first time, ensure you first read about checks and other useful information you should be aware of here. The telephone number for the Universal Credit Helpline at 0800 328 5644 may also be useful to note.

Once accepted into the scheme, you will need to regularly report and provide evidence of your childcare costs through your account. Remember to claim quickly too otherwise, if you leave claims longer than 2 months, they may not be reimbursed.

More Information

Additional guidance on childcare costs through Universal Credit is available here.

Already Claiming for Childcare Costs through Another Scheme?

You can’t claim through the Tax-Free Childcare Scheme if you are claiming for childcare through Universal Credit. However, you can check which other schemes you may be able to claim in tandem here.

More Improvements to Childcare Funding are Coming Soon

Substantial additional improvements to childcare funding are also in the pipeline following the Spring Budget 2023 announcements. However, we’ll cover those alternative schemes separately here in due course. Just to whet your appetite, though, they include plans to gradually extend free childcare support to eligible children aged from just 9 months from September 2024. So, watch this space!

Little Acorns Nursery & Preschool, Padiham, Lancashire

Little Acorns Nursery & Pre-School is in Padiham, Lancashire, near Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham and Wood End. At Little Acorns Nursery in Padiham, we support all the Government childcare funding schemes for eligible families. We offer babies, infants, toddlers and preschoolers the very best start in life, the highest quality childcare and an unbeatable early years education. This combination will bring out the best in them and ensure they absolutely thrive from the moment they begin school around the age of five. To get started on applying for a nursery/preschool place, to arrange a free guided tour or simply to get in touch to ask a question, please select a button below:

Little Acorns Nursery and Preschool is located in Padiham, Lancashire. We’re also close to Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham, and Wood End, so may also suit families requiring childcare near those locations.

Free Childcare for 2-Year-Olds in England (a Quick Guide for Parents)

Today we explain the Government’s free childcare funding scheme for eligible 2-year-olds. While it’s not as universally available as the childcare funding scheme for 3- and 4-year-olds, there are still a significant number of children who will be able to benefit from this scheme for children aged two. And, by starting their early years education no later than this specific age, children are known to boost personal bests, social skills, cognitive development and even life outcomes — in many profound ways. (More information on the benefits of starting an early years education early is available here). What’s more, this particular funding is aimed at 2-year-olds that are disadvantaged in some way, so it can help to level up the playing field for them.

So, how does the scheme work, which 2-year-olds are eligible for the free funding and how do families access it? In today’s guide to Free Childcare for 2-Year-Olds in England, we explain everything you need to know and answer all such questions.

What Childcare Funding Can Eligible 2-Year-Olds Get?

Eligible 2-year-olds can get a total of 570 free childcare hours during the course of a year.Eligible 2-year-olds can get a total of 570 free childcare hours during the course of a year. The entitlement is usually taken as 15 hours per week over 38 ‘term time’ weeks. However, families may wish to ask childcare providers if they can use the hours in a different way. For example, some may wish to stretch the hours out over 50 or so weeks of the year, in which case it would equate to approximately 11½ free hours per week. The nursery or childcare provider would need to confirm what’s possible. Any extra hours will need to be paid for by the family and the same is usually true for things like nappies, special trips and meals. Even so, 570 free childcare hours should really help families and may allow a stay-at-home parent to get back into the workplace sooner, even if only part-time.

How is the Childcare Funding Accessed?

The funding is paid directly to the childcare setting, which must be an officially-registered provider and one that’s signed up to offer such free places. They must also be recognised by Ofsted as ‘Good’ or ‘Outstanding’. Nurseries, preschools, accredited childminders, Sure Start Children’s Centres and even some playgroups may be able to access the funding if they fit all the appropriate criteria. Contact your childcare provider about free childcare funding for your 2-year-old when you apply for a nursery place. If you are applying to Little Acorns Nursery in Padiham, you can apply for a place here. Your child can access the free childcare funding in the term that follows their 2nd birthday. Terms start in September, January and April.

Eligibility for 2-year-old Childcare Funding

There are essentially three routes to eligibility for the free childcare funding:

  1. If the parent/household is receiving one or more specific Government benefits, and/or…
  2. If the child is disadvantaged in one or more specific ways, and/or…
  3. If you are a non-UK citizen in England, cannot claim benefits and have a household income below a certain threshold. We’ll take a more detailed look at the criteria below.

1. Eligibility Criteria for Parents/Households

2-year-olds living in England may be eligible if their parents/household are in receipt of one or more specific Government benefits.Children aged two that live in England may be eligible if their parents/household are in receipt of one or more specific Government benefits. These include:

  • JSA (Income-based Jobseeker’s Allowance), which is an unemployment benefit that’s available while looking for work.
  • Income-related ESA (Employment and Support Allowance), which people may be claiming if they have a reduced ability to work e.g. through disability or sickness.
  • Income Support, which is a financial benefit aimed at those on low or non-existent incomes.
  • Universal Credit with a maximum annual household income no greater than £15,400 after tax (excludes benefits). This is a benefit that helps people with living costs if they are on low incomes or out of work.
  • The guaranteed part of Pension Credit, which may be available to help with living costs if you’re above State Pension age and have a low income.
  • Working Tax Credit* and/or Child Tax Credit with an annual, before-tax, household income no greater than £16,190. These also help people on low incomes.

* Includes those claiming for the 4-week run-on payment that occurs when qualifying for Working Tax Credits ceases.

2. Eligibility Criteria for Disadvantaged Children

Disadvantaged or disabled 2-year-olds may be eligible for the free childcare hours.If none of the benefit-related criteria above applies, children aged 2 may still qualify for the childcare funding scheme in the following circumstances:

  • They receive Disability Living Allowance (DLA);
  • They are subject to an EHC (Education, Health & Care) plan;
  • A local authority looks after them;
  • They have left care but are subject to a Child Arrangements Order, Special Guardianship Order, or Adoption Order.

3. Eligibility Criteria for non-UK Citizens Not Claiming Benefits

Some 2-year-olds living in England who are non-UK citizens may be able to claim for free childcare if their households cannot claim benefits and household income is below a certain threshold.The last category of eligible claimants is some 2-year-olds living in England who are non-UK citizens, whose households cannot claim benefits and whose household income is below a certain threshold. Thresholds vary from £26,500 to £38,600 depending on how many children the family has and whether they live inside or outside of London.

  • For those living in London, household income must be no more than £34,500 if you have one child or £38,600 if you have more.
  • For those living outside London, household income must be no more than £26,500 if you have one child or £30,600 if you have more than one.
  • Savings or investments must total no more than £16k in each case.

Your local council can give you more information.

Changes Coming to Childcare Funding for 2-Year-Olds

In March 2023, the Chancellor of the Exchequer unveiled plans for childcare funding reforms in his Spring Budget. These include an expansion of the ‘free hours’ to around 285,000 more 2-year-olds from April 2024 and to around 640,000 children aged from just 9 months from September 2024. We’ll write a separate article here about the pending changes in the near future. In the meantime, you can read our sister nursery’s guide to the coming childcare funding reforms here.

Little Acorns Nursery & Preschool, Padiham

The Best Start for Your Baby, Toddler, or Preschooler in Padiham, Lancashire

Little Acorns Nursery & Pre-School is in Padiham, Lancashire, near Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham and Wood End.

Little Acorns is a nursery and preschool that offers the highest quality weekday childcare for babies and children under five. As well as offering them a home-from-home environment where they are loved and nurtured, we give every child a wonderful early years education. Our childcare professionals, equipment, facilities and curriculum will bring out the best in every child and give them the tools to thrive and be successful. If you would like to register for a childcare place, arrange a visit with your child, or discuss questions you may have, please simply get in touch and we’ll be happy to help:

Little Acorns Nursery is located in Padiham, Lancashire (BB12).  As well as being convenient to families in Padiham, we may also suit those looking for a high-quality nursery or preschool in Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham, or Wood End.

Information is understood to be correct at the time of writing (April 2023). Please check here for the latest information.

Little Acorns Nursery Receives a Message from King Charles III

Little Acorns Nursery Receives a Message from King Charles III

Following the sad passing of Her Majesty Queen Elizabeth II in September, children at Little Acorns Nursery, Padiham, began to create their own pictures showcasing their interpretation of her as their monarch. The result was a beautiful collection of images that were at times quirky and always charming, creative and unique. Many were also rather touching, given the subject matter and circumstances. So much so, in fact, that once complete, staff at Little Acorns decided to send them, on behalf of the children, to the Royal Family. So, off they went, packaged up with a covering note passing on sincere condolences to the Royal Family from both staff and children at the nursery.

A Message from the King

To our surprise and delight, we received correspondence featuring a postmark from Buckingham Palace and a Royal crest!Then, in early February, to our surprise and absolute delight, we received correspondence notably featuring a postmark from Buckingham Palace and a Royal crest. It was addressed to the children and staff at Little Acorns Nursery, Padiham. Inside was a beautiful and heartfelt reply card and message, sent by none other than King Charles himself!

As with the envelope, the front of the card featured King Charles’s Royal Cypher. That is a type of crest with the King’s initial ‘C’ intertwined with the letter ‘R’ (short for ‘Rex’, which is Latin for ‘King’) and ‘III’ because, of course, he is King Charles III. The cypher also integrates the symbol of the King’s Royal Crown.

Inside, there is a wonderful vintage-style photograph of King Charles as a young boy with his mother, then the young Queen. Both can be seen smiling happily and it’s a very poignant photograph given the circumstances. Facing that was an incredibly touching message, signed at the bottom by King Charles himself:

“It was so very kind of you to send me such a wonderfully generous message following the death of my beloved mother. Your most thoughtful words are enormously comforting, and I cannot tell you how deeply they are appreciated at this time of immense sorrow.” (Signed: Charles R)

The main image above shows the details described.

Staff posted on social media: “Receiving the card and sharing it with the children was a very special time for us” and comments received on the post included, “This is just so lovely and such a touching letter from the King. Something to treasure” and “…have you seen this? I cried when I read it this morning.” So, it has been very touching indeed.

It’s not every day that one receives a message from a monarch, so this wonderful surprise and message really made February incredibly special for our children and staff. A huge ‘well done’ to all the children who created such lovely images and to the staff of Little Acorns Nursery for taking the extra step of sending them to the His Royal Highness the King and the Royal Family. It’s also good to think that the children’s adorable images may have been of some solace to the King in his time of sorrow.

About That Children’s Book

“Where's Mrs Queen?”, book by Ingela P Arrhenius.The eagle-eyed will notice that the little photo above also shows one of the nursery children’s most popular books, “Where’s Mrs Queen?” by Ingela P Arrhenius. Part of a series, this ‘early years’ book features charming illustrations and interactive felt flaps inside. The children can use these to reveal London-themed characters like a policeman, a bus driver, a soldier and Her Majesty Queen Elizabeth II herself (and a corgi dog, of course). The final page even integrates a surprise mirror, so the children can reveal their own faces — much to their delight and amusement! It’s a simple but fun, interactive and, importantly, sensory book for the little ones to discover and explore.

Nursery & Pre-School Places at Little Acorns, Padiham, in Lancashire

Are you looking for high quality childcare in/near Padiham, Lancashire?

Little Acorns Nursery & Pre-School is in Padiham, Lancashire, near Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham and Wood End.

Little Acorns is a nursery and pre-school offering the highest quality childcare in Padiham, Lancashire. We may also suit families who either live or work nearby, for example in Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham or Wood End. We support Government-funded childcare places for families who are eligible for the relevant funding schemes, which will help to make childcare more affordable to many. Are you potentially interested in a childcare place for your baby, toddler or child under five at Little Acorns Nursery? If so, please register them for a place, get in touch to ask any questions, or request a guided tour of the nursery with your child. We’ll be happy to help. Please select an appropriate button below:

Free Childcare Hours for 3- & 4-Year-Olds (a Quick Guide for Parents)

If your child is aged 3 to 4 and lives in England, they are entitled to 15 to 30 hours of free childcare each week.If you live in England and have a child aged 3 or 4, this article is for you. Did you know that your child is entitled to free childcare each week? In fact, virtually all children aged 3 or 4 that live in England can get an impressive 570 hours of free childcare each year. Some can even get twice that amount of funded childcare hours. Today we’ll go through what’s available – totally free of charge – and the rules around eligibility.

For 3- and 4-year-olds, there are two main childcare funding schemes:

The ‘15 Hours Free Childcare’ Scheme

(for children aged 3 and 4)

All 3- and 4-year-olds living in England are eligible to receive 15 hours of free childcare each week for 38 weeks of the year.The ‘15 Hours Free Childcare’ scheme is a Government-funded initiative that provides free early education and childcare for all 3- and 4-year-olds living in England. Under the scheme, eligible children are entitled to 15 hours of free childcare each week, usually spread over 38 weeks, to total 570 hours per year. Optionally, however, some families may choose to have their child attend a childcare setting for less than 15 hours per week but spread the free hour allowance throughout the whole year. Others may prefer to take longer breaks during the holidays and using the hours more intensively during term time. Parents/guardians will need to check what’s possible with their particular childcare provider (we try to be as flexible as possible at Little Acorns Nursery, Padiham).

Eligibility

The 15 Hours Free Childcare scheme for 3- and 4-year-olds is not means tested and there are no tricky eligibility hoops to jump through. It is therefore an excellent and widely available childcare funding scheme. So, you do not need to meet any specific income or employment criteria in order to be eligible.

Caveats

The free childcare funding is available to children the term after they turn 3.You must be the child’s parent or legal guardian.

Parents and guardians may need to check any minimum sessions hours with their childcare provider. For example, families may not be able to use the free entitlement for very short periods, such as just an hour or two at a time, although it may vary from childcare provider to childcare provider.

The free entitlement is only available for children aged 3 and 4. It does not cover children under the age of 3 nor those already attending school.

The free entitlement is available to children the term after they turn 3. It can only be taken via an approved provider, for example, a nursery, pre-school, or childminder that’s registered with Ofsted (the Office for Standards in Education, Children’s Services and Skills).

How to Apply for the ‘15 Hours Free Childcare’ Scheme for Your 3- or 4-Year-Old

You can search for registered providers in your area on the Ofsted website or by contacting your local council. Once you have found a childcare provider* that meets your needs, you will need to enrol your child directly with them. You may also need to provide proof of your child’s age and your eligibility for the free entitlement.

* If you live or work in or around Padiham in Lancashire, you may be interested in considering Little Acorns Nursery as your childcare provider. If so, please contact us if you would like to discuss a funded place for your 3- or 4-year-old at Little Acorns Nursery in Padiham, or register your child for a place at Little Acorns Nursery here.

The ‘30 Hours Free Childcare’ Scheme

(for children aged 3 and 4)

Some 3- and 4-year-olds are eligible to receive 30 hours of free childcare each week.The ‘30 Hours Free Childcare’ scheme is a very similar Government-funded initiative that provides eligible families in England with up to 30 hours of free childcare per week. Again, this is for children aged 3 and 4. The scheme is designed to help working families with the cost of childcare and to support parents who want to return to work or increase their hours.

Eligibility

To be eligible for the 30 Hours Free Childcare scheme, families must meet the following main criteria:

  • Both parents, or the lone parent, must be working and earning at least the equivalent of 16 hours per week at the National Minimum Wage (‘NMW’) or National Living Wage (‘NLW’). The NMW and the NLW are different for different age groups, so the monetary figure that this amounts to as a minimum income varies according to your age. (Please note that dividends, interest, pension payments and interest income from property investments do not count towards your minimum).
  • The parent(s) must also have an annual income of less than £100,000 per year, including any bonuses.
  • Usually, the child you are claiming for will need to be living with you.
  • Follow the next bold link below for additional eligibility caveats that affect less common circumstances.

Caveats

If you are already claiming Universal Credit, Tax-Free Childcare, Tax Credits or using Childcare Vouchers, you may still be able to claim for free childcare hours for your 3- or 4-year-old.You are usually still be eligible if you are off work on annual leave or sick leave, or parental leave if it is not being taken for the same child you are claiming childcare funding for.

If you are already claiming Universal Credit, Tax-Free Childcare, Tax Credits or using Childcare Vouchers, you can usually also claim for the 30 hours scheme for 3- and 4-year-olds if you meet the other criteria. Note, however, that claiming 30 Hours Free Childcare may affect how much you then receive in tax credits if you are also claiming those.

Further details about the 30 Hours Free Childcare scheme for 3- and 4-year-olds, including additional eligibility caveats, can be found here.

How to Apply for the ‘30 Hours Free Childcare’ Scheme for Your 3- or 4-Year-Old

Families who meet all the eligibility criteria can apply for the 30 Hours Free Childcare scheme through the government’s childcare service website. You will need to provide proof of your employment, your income, and your child’s age.

If your application is approved, you will receive a code that you can use to claim the 30 hours of free childcare from an approved provider like Little Acorns Nursery in Padiham. (If you’re not in the Padiham/Lancashire area, you can search for approved providers near you via the Ofsted website or by contacting your local council). You will need the code no later than the end of the month preceding the month your child starts on his or her childcare place. You’ll also need to reconfirm your child’s eligibility once every quarter.

Little Acorns Nursery Offers an Outstanding Childcare Service in Padiham, Lancashire

Little Acorns Nursery & Pre-School is in Padiham, Lancashire, near Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham and Wood End.

Located in Padiham, Lancashire, Little Acorns Nursery and pre-school is also easily accessible to families in the surrounding areas of Hapton, Rose Grove, Burnley, Altham, Huncoat, Read, Simonstone, Sabden, Higham and Wood End. The nursery/pre-school supports the above funding schemes for 3- and 4-year olds and provides an outstanding weekday childcare service for babies, toddlers, and children aged up to 5. If you are interested in enrolling your child at Little Acorns, please get in touch. We will happily answer any questions you may have and help guide you through the application process. Simply choose an option below to get started: